Date Of Last Revision: January 27, 2024
Wise Financial Collection Website Terms & Conditions
We welcome you to our website. We believe that this website will provide you with a wide range of content/information. By using our website, you are agreeing to be bound by these terms and conditions of use. If you do not agree to these terms and conditions, you must cease use of this website immediately.
These Website Terms & Conditions (“T&Cs”) apply to your access and use of www.wisefinancialcollection.com (the “Site”), including all software, data, reports, text, images, sounds, video, and content made available through any portion of the Site (collectively, the “Content”). Content includes all such elements as a whole, as well as individual elements and portions thereof.
The information provided on this website is not in any way an invitation or recommendation to buy or search for any products or services featured and you should seek appropriate independent advice.
Policies applicable to the use of this website
We will collect, use, store and manage your personal information in accordance with our Privacy policy. Any and all personal information you provide will be processed in strict accordance with our Privacy policy. By using this website, you consent to such processing, and you warrant that all data provided by you is accurate.
Your use of our website is also subject to our Cookie policy which sets out information about the cookies on our website.
- 1. Acceptance of Terms
Wise Financial Collection permits you (“User” or “you” or “your”) to access and use the Site and Content, subject to these T&Cs. By accessing or using any portion of the Site, you acknowledge that you have read, understood, and agree to be bound by these T&Cs. Each visitor has the right of access to personal data they have submitted through this website.
- 2. Consent
By continuing to use this website and by providing any personal information (including sensitive personal data) to us via the website or email addresses provided on the website, visitors are consenting to our use of your personal information as set out in our Privacy policy. Please do not send us any personal information if you do not want that information to be used by us in this manner.
- 3. T&Cs Updates
Wise Financial Collection reserves the right, at its sole discretion, to change or modify portions of these T&Cs at any time. Wise Financial Collection will post the changes to these T&Cs on the Site and will indicate at the top of this page the date these terms were last revised. It is your responsibility to check the T&Cs periodically for changes. Your continued use of the Site and Content after the date any such changes become effective constitutes your acceptance of the new or revised T&Cs.
- 4. General Conditions/Access and Use
Authorization to Access and Use Site and Content. Subject to your compliance with these T&Cs, you may access or use the Site and Content solely for the purpose of your evaluation of Wise Financial Collection and Wise Financial Collection’s products and services. You may only link to the Site or Content as expressly permitted by Wise Financial Collection.
Ownership and Restrictions. All rights, title and interest in and to the Site and Content will remain with and belong exclusively to Wise Financial Collection. You will not (a) sublicense, resell, rent, lease, transfer, assign, time share or otherwise commercially exploit or make the Site and any Content available to any third party, (b) use the Site and Content in any unlawful manner (including without limitation in violation of any data, privacy or export control laws) or in any manner that interferes with or disrupts the integrity or performance of the Site and Content or their related components, or (c) modify, adapt or hack the Site and Content to, or try to, gain unauthorized access to the restricted portions of the Site and Content or related systems or networks (i.e., circumvent any encryption or other security measures, gain access to any source code or any other underlying form of technology or information, and gain access to any part of the Site and Content, or any other products or services of Wise Financial Collection that are not readily made available to the general public).
You are not permitted to copy, modify, frame, repost, publicly perform or display, sell, reproduce, distribute, or create derivative works of the Site and Content, except that you may download, display, and print one copy of the publicly available materials (i.e., the Content that does not require an Account name or password to access) on any single computer solely for your personal, non-commercial use, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices. You agree not to access the Site or Content by any means other than through the interface that is provided by Wise Financial Collection to access the same. You may not use any “page-scrape,” “deep-link,” “spider,” or “robot or other automatic program, device, algorithm or methodology, or any similar manual process, to access, copy, acquire, or monitor any portion of the Site or any Content, or in any way reproduce or circumvent the presentation or navigational structure of the Site or any Content, to obtain or attempt to obtain any Content or other information through any means not made generally available through the Site by Wise Financial Collection. Wise Financial Collection reserves the right to take any legal measures to prevent any such activity. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to Wise Financial Collection on or through the Site or any service offered on or through the Site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.
Responsibility for Your Data. You are solely responsible for all data, information and other content, that you upload, post, or otherwise provide or store (hereafter “post(ing)”) in connection with or relating to the Site.
Reservation of Rights. Wise Financial Collection owns and retain their respective rights in and to all logos, company names, marks, trademarks, copyrights, trade secrets, know-how, patents and patent applications that are used or embodied in or otherwise related to the Site and Content. Wise Financial Collection grants no rights or licenses whatsoever to you under these T&Cs.
- 5. Use of Intellectual Property
Rights in User Content. By posting your information and other content (“User Content”) on or through the Site and Content, you grant Wise Financial Collection a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid, sublicensable and transferable license to use, modify, reproduce, distribute, display, publish and perform User Content in connection with the Site and Content. Wise Financial Collection has the right, but not the obligation, to monitor the Site and Content and User Content. Wise Financial Collection may remove or disable any User Content at any time for any reason, or for no reason at all.
Unsecured Transmission of User Content. You understand that the operation of the Site and Platform, including User Content, may be unencrypted and involve transmission to Wise Financial Collection’s third party vendors and hosting partners to operate and maintain the Site and Content. Accordingly, you acknowledge that you bear sole responsibility for adequate security, protection and backup of User Content. Wise Financial Collection will have no liability to you for any unauthorized access or use of any of User Content, or any corruption, deletion, destruction or loss of any of User Content.
Feedback. You may submit ideas, suggestions, or comments (“Feedback”) regarding the Site and Content or Wise Financial Collection’s business, products or services. By submitting any Feedback, you acknowledge and agree that (a) your Feedback is provided by you voluntarily and Wise Financial Collection may, without any obligations or limitation, use and exploit such Feedback in any manner and for any purpose, (b) you will not seek and are not entitled to any money or other form of compensation, consideration, or attribution with respect to your Feedback regardless of whether Wise Financial Collection considered or used your Feedback in any manner, and (c) your Feedback is not the confidential or proprietary information of you or any third party.
Your Representations and Warranties. You represent and warrant to Wise Financial Collection that your activity on the Site and Wise Financial Collection’s possession and use of User Content as contemplated in these T&Cs do not and will not violate, infringe, or misappropriate any third party’s copyright, trademark, right of privacy or publicity, or other personal or proprietary right, nor does User Content contain any matter that is defamatory, obscene, unlawful, threatening, abusive, tortious, offensive or harassing.
Termination of Access Due to Violations. Wise Financial Collection may, in its sole discretion and without prior notice, terminate your access to the Site and/or block your future access to the Site if we determine that you have violated these T&Cs or other agreements or guidelines which may be associated with your use of the Site. You also agree that any violation by you of these T&Cs will cause irreparable harm to Wise Financial Collection, for which monetary damages would be inadequate, and you consent to Wise Financial Collection obtaining any injunctive or equitable relief that Wise Financial Collection deems necessary or appropriate in such circumstances, without limiting Wise Financial Collection’s other available remedies. Further, Wise Financial Collection may, in its sole discretion and without prior notice, terminate your access to the Site, for cause, which includes (but is not limited to) (1) requests by law or other government bodies, (2) discontinuance or material modification of the Site or any service offered on or through the Site, or (3) unexpected technical issues or problems.
- 6. NO WARRANTIES AND DISCLAIMER BY WISE FINANCIAL COLLECTION
THE SITE AND CONTENT, AND ALL SERVER AND NETWORK COMPONENTS, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITH ALL ERRORS AND DEFECTS AND WITHOUT ANY WARRANTIES OF ANY KIND, AND WISE FINANCIAL COLLECTION EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF ACCURACY, COMPLETENESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT, AND ANY REPRESENTATIONS OR WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. YOU ACKNOWLEDGE THAT WISE FINANCIAL COLLECTION DOES NOT WARRANT THAT YOUR ACCESS OR USE OR BOTH OF THE SITE AND CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE OR VIRUS-FREE, AND WISE FINANCIAL COLLECTION DOES NOT MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SITE AND CONTENT. NO INFORMATION, ADVICE OR SERVICES OBTAINED BY YOU FROM WISE FINANCIAL COLLECTION OR THROUGH THE SITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE T&Cs AND YOU SHOULD NOT RELY ON THE SITE AND THE GENERAL CONTENT ALONE AS THE BASIS FOR YOUR BUSINESS DECISIONS.
Wise Financial Collection reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason; (2) to modify or change the Site, or any portion of the Site, for any reason; and (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes.
- 7. LIMITED LIABILITY
Exclusion of Damages and Limitation of Liability. Wise Financial Collection does not charge fees for you to access and use the Site and Content pursuant to these T&Cs. The Site does not conduct commercial transactions; the Content is comprised of general information and describes some of the basic elements of the Wise Financial Collection service. As consideration for your free access and use of the Site and Content pursuant to these T&Cs, you further agree that WISE FINANCIAL COLLECTION WILL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS OR THE LIKE) ARISING OUT OF OR RELATING TO THIS T&Cs, INCLUDING WITHOUT LIMITATION, YOUR USE OR INABILITY TO USE THE SITE, PLATFORM, MATCHING SERVICES, CONTENT, PROPRIETARY INFORMATION, OR ANY INTERRUPTION OR DISRUPTION OF SUCH USE, EVEN IF WISE FINANCIAL COLLECTION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH OF WARRANTY OR OTHERWISE). THE AGGREGATE LIABILITY OF WISE FINANCIAL COLLECTION WITH REGARD TO THIS T&Cs WILL IN NO EVENT EXCEED GBP £1.00.
Jurisdictional Limitations. Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply to you. IN THESE JURISDICTIONS, WISE FINANCIAL COLLECTION’S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
No Reliance; Due Inquiry. You affirm and agree that, given the general and “as-is” nature of the Site and the Content you are not specifically relying on any statements, or materials contained on the Site or in the Content to make any business decisions. Resource allocation and staffing matters are inherent complex and unique. Should you choose to continue your inquiry into whether Wise Financial Collection’s service is right for you, you will have an opportunity to make additional inquiry of Wise Financial Collection and you should make an independent investigation of the suitability of using Wise Financial Collection for your particular business needs. Only after such appropriate due diligence, thorough review of Wise Financial Collection’s service offering including the terms and conditions of Wise Financial Collection’s service agreements, and a through screening of any firm or freelancer Wise Financial Collection proposes to you should you come to any conclusions or make any decisions about whether Wise Financial Collection, or any firm or freelancer proposed by Wise Financial Collection is right for you and your specific project needs or requirements.
Miscellaneous. These T&Cs, and any additions, changes, edits and/or modifications made thereto by Wise Financial Collection, together with Wise Financial Collection’s Privacy Policy, constitute the entire agreement between the parties with respect to the portions of the Site available without an account ID or password. Access to certain portions of the Site, and any subsequent procurement and use of Wise Financial Collection‘s services is subject to different, additional agreement(s).
Wise Financial Collection does not conduct business with or seek any commercial transactions with: (x) any entity, citizen or resident of a geographic area in which access to or use of the Wise Financial Collection services is prohibited by applicable law, decree, regulation, treaty, or administrative act; (y) an entity, citizen or resident of, or located in, a geographic area that is subject to U.K. or other sovereign country sanctions or embargoes. By accessing the Site and the Content you represent and warrant that you are not a Prohibited Counterparty and you will not seek or (attempt to) obtain services from or a commercial relationship with Wise Financial Collection.
Legal Jurisdiction and Dispute Resolution. English law shall apply to these terms and conditions, notwithstanding the jurisdiction where you are based. You irrevocably agree that the English courts shall have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts. The place of performance shall be England and Wales. We make no warranty or guarantee that this website or information available over it complies with laws other than English law.
These T&Cs and any additions, changes, edits and/or modifications made thereto by Wise Financial Collection cannot be amended except by Wise Financial Collection. The failure of Wise Financial Collection to exercise or enforce any right or provision of these T&Cs will not be a waiver of that right. Any notices to Wise Financial Collection in connection with this agreement will be made by email transmitted to [email protected], you can also send a copy of such notice Wise Financial Collection Ltd, International House, 36-38 Cornhill, London, United Kingdom, EC3V 3NG. In the event that any provision of these T&Cs will be determined to be illegal or unenforceable, that provision will be first revised to give the maximum permissible effect to its original intent or, if such revision is not permitted, that specific provision will be eliminated so that these T&Cs will otherwise remain in full force and effect and enforceable.